Jill Paddock Agent | SA 686162000
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OWL YOU NEED TO KNOW

How much do I need for a down payment on a home?
Down payment amounts vary based on loan type and financial situation. Many buyers put down less than 20%, with some conventional loans requiring as little as 3%, and FHA loans needing just 3.5%.
What’s the difference between pre-qualification and pre-approval?
How does my credit score affect my mortgage rate?
What are closing costs, and how much should I expect to pay?
How long does the homebuying process usually take?
Can I buy a home if I’m self-employed or have irregular income?
What’s included in my monthly mortgage payment?

What is a 2-1 buydown, and how does it work?

Who pays for the 2-1 buydown—the buyer, the seller, or the lender?

PARTNER WITH JILL PADDOCK

Experience expert guidance and personalized support in Tucson and surrounding areas. Let Jill’s proven negotiation skills and client-first approach help you achieve your real estate dreams with confidence.